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    中消協:預付費卡捆綁金融信貸成2018年投訴熱點
    作者:中國板報網    來源:www.cqrgzs.com    點擊數:    更新時間:2019/1/25

      中國消費者協會24日發布的2018年全國消協組織受理投訴情況分析報告顯示,投訴熱點有預付式消費與金融信貸捆綁、網購家具糾紛、商品房銷售糾紛等。

      根據全國消協組織受理投訴情況統計,2018年全國消協組織共受理消費者投訴76.2247萬件,解決55.6440萬件,投訴解決率73%,為消費者挽回經濟損失98090萬元。

    售后服務、產品質量和合同問題是2018年引發投訴的主要問題。來源:中消協

      2018年全年,消費者投訴主要體現在八個方面。一是預付式消費與金融信貸捆綁,消費者權益受到嚴重損害。

      報告指出,在家政服務、裝修房屋、美容整形、教育培訓等消費領域,經營者在宣傳時,往往把自己提供的產品和服務描述得十分美好,并有意淡化貸款的壓力,甚至以無息貸款作為吸引。

      消費者通過經營者推薦的金融機構貸款預付高額費用后,往往在出現商家不履行承諾、服務縮水、甚至關門跑路等情況時,才發現金融信貸條約中含有各種高額違約條款,消費者享受不到服務的同時仍需繼續償還金融貸款,消費者權益受到嚴重損害。

      二是家具類投訴較為突出,網購家具糾紛成為維權難點。

      中消協近期收到多起消費者關于網購實木家具的投訴。有的網購家具涉及跨地域問題,受南北方濕度差異影響,家具廠家對實木家具平衡濕度等方面標準把握不好,導致家具在短時間內出現嚴重開裂、變形;有的收到實物與網絡圖片的材質、做工、顏色有明顯差別。

      網購家具出現問題時,由于鑒定難等原因,消費者的退換貨訴求難以保障;即使消費者選擇無理由退貨,因家具屬大件物品,消費者要承擔高額的物流及搬運費用。

      三是商品房銷售糾紛時有發生,不按規劃宣傳和銷售、認購金難退。

      比如,開發商在建設項目過程中,擅自更改規劃,以贈送面積吸引消費者購買房產,但實際建筑施工過程中贈送面積因不符合國土規劃部門等要求而無法兌現,造成實際交房和效果圖、平面圖、沙盤展示甚至購房合同等出入較大,嚴重的甚至造成消費者購買房屋的部分或全部為違章建筑。

      還有房屋質量問題,如墻體裂縫及樓板裂縫、屋面滲漏、墻體空、墻皮脫落、公用設施設計不合理等;開發商逾期交房或辦理房產證,逾期交房后又不向消費者支付延遲交房違約金;開發商虛假宣傳,裝修標準、學區房等承諾縮水或面積縮水等。

      此外,2018年的投訴熱點還有電信服務投訴仍然突出、旅游消費暗設陷阱、房屋裝飾裝修服務投訴、家用電子電器類投訴、海淘商品鑒定難等。

    (文章來源:中國新聞網)

    中消協:預付費卡捆綁金融信貸成2018年投訴熱點

    黑板報



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